Credit cards - verification feature

A function for a simple and quick check if a credit card is valid.

Using the Card Verification API provides you with a simple and effective way against fraud. In this process, we perform a zero-amount retrieval on the Visa, MasterCard and AMEX network to check whether the card is still valid, not stolen or expired. The authorization request does not appear on the client statement, but still gives you the opportunity to check the validity of a stored credit card.

There are 3 options:

Scenario 1)
We have successfully performed the check. If the credit card check was positive, it will be displayed in the reservation overview in our Extranet as follows:

Scenario 2)
If the verification API returned an error, meaning the credit card is not valid, you will see this a warning (exclamation mark) as follows in the reservation list:

and as follows also in the booking itself:

Scenario 3)
In case we cannot validate the card due to an API "limitation".
Example: We cannot validate an American Express card with the currency CHF.

Then we receive the following message:

If the control API for Booking.com returns an error, we report an invalid card to Booking.com with a specific call. You can see the call to Booking.com in the history. Note that the booking is not cancelled, only a report is generated.

The corresponding information will be stored in your confirmation PDF, which you will receive as an email.

We also export both the valid and invalid information of the cards as comments to their hotel program (PMS):

 

 

Important: If you have an invalid credit card, our system will automatically report it ONLY to Booking.com. For all other portals, please report directly to the guest or to the portal.
Virtual credit cards are not checked, because they are created by the portal.

 

 

What is checked and how?

A €0.00 charge is "booked" on the card to obtain the following data:

• Whether the card is stolen,
• the card has been blocked,
• the card is counterfeit,
• or whether the credit card has already expired at the time of booking.

Please note that credit card coverage is not verified.